{"id":18,"date":"2022-07-29T04:00:00","date_gmt":"2022-07-29T10:00:00","guid":{"rendered":"https:\/\/www.gessnerinsurance.com\/blog\/?p=18"},"modified":"2022-08-09T09:00:56","modified_gmt":"2022-08-09T15:00:56","slug":"what-are-the-waiting-periods-for-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.gessnerinsurance.com\/blog\/what-are-the-waiting-periods-for-flood-insurance\/","title":{"rendered":"What Are The Waiting Periods For Flood Insurance?"},"content":{"rendered":"<p><span style=\"color:#000000\">Flooding is one of the most common natural disasters in the United States. Every year, floods cause billions of dollars in damage and claim dozens of lives. If you live in a high-risk area, it&#8217;s important to have flood insurance. The question is, what are the waiting periods for flood insurance? <\/span><\/p>\n<h2><span style=\"color:#000000\">Here&nbsp;is how to navigate the waiting periods and&nbsp;get coverage:<\/span><\/h2>\n<h3><span style=\"color:#434343\">Federal Flood Insurance Waiting Periods<\/span><\/h3>\n<p><span style=\"color:#000000\">You can buy flood insurance through the National Flood Insurance Program (NFIP). This insurance policy has a waiting period of 30 days from your purchase date. If something happens during what is known as the blackout period, you&#8217;ll not be covered.<\/span><\/p>\n<h3><span style=\"color:#434343\">Private Flood Insurance Waiting Period<\/span><\/h3>\n<p><span style=\"color:#000000\">Private flood insurance policies have different waiting periods depending on the insurer. Some insurers will have a waiting period of 14 days, others have a 30-day period, while others might not have one at all. The thing is, you need to ensure you get your policy from a reputable insurer like Melvin Gessner Insurance Agency in Willis, TX.<\/span><\/p>\n<h3><span style=\"color:#434343\">Which of the Two Should You Get?<\/span><\/h3>\n<p><span style=\"color:#000000\">It all depends on your needs and budget. If you feel like you&#8217;re in a high-risk area,&nbsp;&nbsp;then getting a private policy with a shorter waiting period is ideal. At Melvin Gessner Insurance Agency, we can help you get the right flood insurance policy that will protect your home. If not, the NFIP policy might be a better fit for you.<\/span><\/p>\n<h3><span style=\"color:#434343\">Contact Us Today<\/span><\/h3>\n<p><span style=\"color:#000000\">There you have it. These are the waiting periods for flood insurance. If you have any questions or would like to get a quote, Melvin Gessner Insurance Agency in Willis, TX&nbsp;is here to help. Give us a call today, and we&#8217;ll be more than happy to discuss your flood insurance needs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Flooding is one of the most common natural disasters in the United States. Every year, floods cause billions of dollars in damage and claim dozens of lives. If you live in a high-risk area, it&#8217;s important to have flood insurance. The question is, what are the waiting periods for flood insurance? Here&nbsp;is how to navigate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[11,10],"class_list":["post-18","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-melvin-gessner-insurance-agency","tag-willis-tx"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":1,"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"predecessor-version":[{"id":19,"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions\/19"}],"wp:attachment":[{"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gessnerinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}