Commercial Insurance in Texas

If you are a business owner, your business is probably a valuable and precious investment and possession that you want to protect. One of the best ways to do it is to get commercial insurance. Commercial insurance is a special type of insurance that protects businesses against financial losses that arise from damage to commercial property or injuries to employees or clients. If you are currently shopping for this type of insurance, here is a list of things you should know:

What Should You Know About Commercial Insurance?

  • There are several basic commercial insurance coverages, including general liability insurance (covers bodily injury or property damage), building/contents insurance (covers property from direct damage), commercial auto insurance (covers cars and other vehicles used for business purposes), and workers' compensation insurance (covers medical expenses of employees if they get injured at the workplace)
  • Certain factors have an impact on the cost of commercial insurance. They are the location of your business, type of business, number of employees, and some others. Your annual income and claim history also play an important role.
  • To know how much coverage you need, you should talk to an insurance agent because the amount of coverage is determined by the type and size of your business.

Melvin Gessner Insurance Agency - An Insurance Agency in Texas You Can Trust

If you operate a business in the state of Texas and you are currently looking for commercial insurance to protect your company, yourself, and employees, Melvin Gessner Insurance Agency is ready to help you. We specialize in all types of insurance, including business insurance as well. Our mission is to help our clients find the best insurance coverage addressing their personal insurance needs. Therefore, if you live in Willis, TX, or any other nearby town, feel free to give us a call.