Renters Insurance in Texas

For renters, there is no coverage for your household goods if there is a loss to the residence you are renting due to a covered peril. For instance, a tornado, fire, or flood.

Many believe that the owner’s homeowner insurance will cover their household goods after an incident, but that’s simply untrue.

The property owner can only insure the residence itself and outer structures like sheds, barns, or workshops in many circumstances. But not your food, clothing, and other personal property as a renter.

This is why it is essential to protect yourself and your property by purchasing renters’ insurance coverage.

At the Melvin Gessner Insurance Agency in Willis, TX, we help Texas renters get the peace of mind they deserve. We accomplish this by offering renters affordable plans to replace their personal property after the unthinkable happens.

The additional living expense is another valuable benefit of renters insurance. With this coverage, renters can help obtain shelter if their residence is uninhabitable for a while. It is a great coverage to ask an agent about at the Melvin Gessner Insurance Agency so that you can be secure as a renter. In addition, there is peace of mind knowing coverage is available to help renters get temporary shelter, clothing, and food.

Did you know, as a renter, you can be sued for injuries to a third party or their family when they originated from within your residence?

In addition, damages to the property you are renting during a covered peril originating from the rental property are things that could also land a renter on the wrong end of a lawsuit. To discuss options, contact us at the Melvin Gessner Insurance Agency. We can offer Texas residents financial protection while easing the stress associated with these types of losses. A policy for renters’ insurance is pretty inexpensive in most cases.

Contact us today if you are a Texas residence, especially in the Willis, TX area. We have the knowledge needed to help you make informed decisions about renter coverage.