Common Home Insurance Tips

Melvin Gessner Insurance Agency assists the Willis, TX community. We strive to help our clients find policies that align with their assets. We offer flexible policies that adapt to our client’s needs over the long term.

Common Home Insurance Tips

Your home is one of your most prized possessions. Consider the benefits of home insurance. The policy covers the interior and exterior structure of your home against potential damages. This gives you peace of mind during potential emergencies that any necessary repairs due to a fire or inclement weather are covered. All of your possessions inside the home are covered if stolen or vandalized. If you have luxury items inside the home, you may need to amend your policy to fully cover any damage to those items. Liability coverage protects you if you invite some friends to your home and someone gets injured. Liability coverage also protects you against potential property damage caused by your pets.

You can add alternative living coverage to protect you against the threat of extensive damage. Perhaps a hurricane moves through Texas and your home suffers complete destruction. Alternative living coverage allows you to find another place to stay temporarily while your home is being repaired. It’s also crucial that you perform regular maintenance on your home. While most repairs are covered, there are some situations where you may be left unprotected. Any mold that develops and rodent/termite damage are potential issues that are not covered under your policy. Generally, these issues could have been prevented if you had performed proper maintenance on your home.

Melvin Gessner Insurance Agency Will Help You Protect Your Assets

Give us a call to learn more information about home insurance.