Motorcycle Insurance and Your Parking Spot

Factors that can affect your motorcycle insurance in Willis, TX include your age and experience riding a motorcycle, whether you’re a commuter or occasional rider, your driving record, and more. One that you might not have considered is where you park your motorcycle, to the extent that it reflects the risk the motorcycle is exposed to.

If you live in a safer neighborhood and keep your motorcycle in a locked garage, you’re likely to see a difference compared to on-street parking on a busy city street. Driveway parking, keeping the motorcycle in a storage unit or storage company lot, and in an apartment complex parking area could also affect your risk and premium rates. At Melvin Gessner Insurance Agency, we can help you manage your motorcycle insurance coverage, helping you find insurance that fits your lifestyle.

When Your Parking Spot is Problematic

Risk is also a matter of claims you and others have filed, and a parking spot where you wind up having repeated damage claims or perhaps entering traffic from curbside and having accidents could raise your rates as well. If you’re an experienced motorcycle rider, you have some idea of where you face more risk and can manage it without reacting to premium expenses.

To find the best coverage for your needs, you can ask the experts at Melvin Gessner Insurance Agency for suggestions such as combining policies, making sure that you’re insured properly for the experience level and driving record of listed riders, and working with the right insurance company to match your needs. We’re here to help you in Willis, TX, providing helpful information, excellent service, and friendly staff who are knowledgeable and experienced. We look forward to serving you and invite you to call us today!