Do You Really Need Boat Insurance? Yes!

As the owner of a boat, there are a lot of things you need to do to protect yourself and your watercraft. One way to get this protection is to get boat insurance. Because of the danger of boating accidents and other incidents, every boat owner needs to have this coverage. When you need this protection, you can call us at Melvin Gessner Insurance Agency in Willis, TX.

Boating Accidents

Like vehicle accidents on the road, boating accidents often happen on waterways. Many people don’t think much about boating accidents until they happen. Once they do happen, you could end up owing a lot of money if you’re at fault for the accident. Getting boat insurance can protect you against many of these costs. The minimum that you should have is bodily injury liability and property damage liability. These work much like auto insurance and keep you safe from having to pay huge amounts for boat damage or injuries. With the high cost of medical care, it’s always important to have this coverage in case of accidents. You should also carry collision coverage so that the damage to your own boat can be covered.

Other Boat Dangers

There are plenty of other things that can happen to your boat and cause it to become damaged. Some of these happen when the watercraft isn’t in the water. To protect against these events, you need to have comprehensive coverage in your boat policy. This will pay to repair or replace your boat when something serious happens to it on land.

Schedule A Consultation Today

If you’re a boat owner and you don’t have this coverage, it’s time to call us to find out more. You can contact us at Melvin Gessner Insurance Agency in Willis, TX to get started with a boat policy of your own.