You may wonder why you would want to take the time to make a home inventory. It is a lot of work, but it is worthwhile if you ever need to file a claim. At Melvin Gessner Insurance Agency in Willis, TX, we know that we work for our customers, and we will make sure that we find the best policy to protect you and your home.
Home Inventory: The Basics
How to create a home inventory
You can make an old-fashioned written inventory, or you can do a digital one. If you go for the old-fashioned one, you will need to bring along a camera to take pictures of each room to put with the completed inventory.
Begin in the room of your choice, and write down all the items in the room. Open closets, drawers, and cabinets, and write down everything that you see. Give as much detail as you can, including maker, brand, serial numbers, etc. If you have the sales slip or receipt, attach it to that page of the inventory.
Go room to room doing the same thing in each room, taking multiple photos from different angles. Don’t forget to go to the attic, basement, garage, and shed. Once you have written down everything, it is important to find a safe place to store your inventory. The ideal storage location is away from your home, so you don’t lose it in the event a hazard hits your home. A safe deposit box works, or you can place a copy of the inventory on the cloud.
Why create a home inventory
The reason for creating the inventory is that the insurance company will accept it when it comes to filing a claim for lost content. It will make the whole claim experience much less stressful at a time when stress is the last thing you need.
Get Home Insurance Today
Getting the right coverage for your home is a vital step to protecting your asset. Contact Melvin Gessner Insurance Agency in Willis, TX to discuss your home insurance needs.